The world financial system entered a new phase of innovation transformation using new information technologies with the development of cryptocurrencies. The new digital decentralized system was created during 9 years in the form of a mining, support and maintenance infrastructure with calculations, bidding, placement and creation of new projects. The new innovative system of modernity was created together with cryptocurrency and other technologies, such as artificial intelligence (AI), that will have a decisive influence on the development of the global financial system in the postindustrial and informational economies of the world. Rapid expansion of automation with AI development posed a problem of determining the size and payment of basic income for the population, which will be deprived in the coming years of a large number of workplaces. The combination of the flow of all these processes and their consideration as a single system is relevant to the study, which will allow for the development of common strategies for their evaluation.